These cards won't be worth it if you're paying interest or late fees. We're focused here on the rewards and perks that come with each card. Depending on your spending habits, a card with a flat earning rate everywhere, like the Wells Fargo Active Cash® Card (2% cash rewards on all purchases), could earn you more rewards overall. While this is a great card if you do the bulk of your spending at Amazon and/or Whole Foods, there are other credit cards that earn bonus cash back in a wider variety of categories that might be a better fit. Read Insider's guides to the best credit cards to use for Amazon purchases and our best credit cards for online shopping to find out how to earn the most rewards for your purchases. The card also offers a unique pay-over-time feature that can be useful if you want to avoid interest charges, but if you take advantage of this option, you won't earn rewards for your purchase. There's no annual fee for Amazon Prime members, and because it's a Visa Signature card, it offers solid benefits including extended warranty, purchase protection, and car rental insurance. Amazon Prime members earn 5% back on Amazon and Whole Foods purchases***, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. If you're an Amazon Prime member and spend a lot at Amazon, Whole Foods, or both, the Amazon Prime Rewards Visa Signature Card is worth considering. Amazon Prime Rewards Visa Card Review: Is the Amazon Prime Rewards Card the Best Credit Card for You? It comes with decent benefits for a no-annual-fee credit card, and its earning rates are exceptional. The Amazon Prime Rewards Visa Signature Card is a good choice if you're already an Amazon Prime member - and do quite a bit of online shopping. Offers a good welcome bonus and 5% cash back on all Amazon and Whole Foods purchases if you have a Prime membership. The Amazon Prime Rewards Visa Signature Card

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